My credit is fairly new but I do have a 730 credit score, is this good for loans in the area?

I cannot do a conventional loan because I do not have a job and my husband is not ready to input his info (for his W-2 job) for a loan application so I am trying to think what loans will work for me? 

However, I've read that lands contracts can exist where I'm not given the deed to the home until the loan amount is paid in full ($155,000.)

DSCR Loan with 75% cash out refi3.

One question - which lender did you use to get a sub $100K loan? 

@Yadira ValeraIf you transfer property but mortgage stays in your name it still shows on creditIf loan is in the LLC, you may have to personally guarantee it so you would be required to list it as a debt on any new applicationsJust a fyi

The buyer STILL MUST BE QUALIFIED AT THE HIGHEST RATE to get this loan. 

We have placed most of our liquidity into a real estate and used car loan portfolio.

If you can get half your mortgage paid and retain some of your cash for the rehab (or get a loan that includes rehab $$) you should go for it.

Unfortunately in SD $55K won't get you into a flip, you'll need at min 20% down for a hard money loan and then reserves as well.