@Viktor Gadachek your best bet is to google map search local insurance companies and then to call 3 of them and get the rates directly from them.

Do you contact people by mail, finding distressed buyers would make the most sense, there's plenty of pre-foreclosures.I'd probably shoot for a BRRRR, most likely a buy and hold for 5 years flip while renting, I'll be living in the property since I only have FHA(3.5% down) / Rural financing (0% down) / Home Ready (3% down) loans I'm clearly very hesitant about the Utah market because it's so overpriced, but people are still buying so maybe I just don't know something.Side Note* I was looking for a rundown shabby home in the sugarhouse / U of U area because I rented in that area for a period of time and Google Fiber is honestly amazing and Comcast internet sucks. :)I use rental property calc for a lot of my calculations should I only care of the IRR if the cash-flow is Negative?

Hello BiggerPockets, My partner and I are looking to finance our first rental property and our best bet for financing is Hard Money Lending.

@Thomas Larsen if you have internet in your travel trailer, I host a weekly virtual meetup. 

Changing what and HOW you  choose to study may be your best bet.  

Check the company's feedback on the internet; key in something like 'xyz insurance sucks' etc.

I bet you would end up losing ~$800/month on this property.Spend some time learning and analyze a few hundred deals.

Based on what you are looking for, I am willingly to bet that the land + building a 4-unit townhouse will exceed VA entitlement - unless you have the resources to reduce cost significantly or the funds to fill in the gap.

Your best bet would be a small community bank in Indiana.

You bet i would want to walk it.