I know all the rules of thumb for residential real estate--the 1 or 2% rules for cash flow; the 50% rule for expenses; 5-10% for vacancy, capex, and property management each; $100 per door for cash flow; etc. 

I am currently paying off some of my personal debt to improve my DTI, but I am only doing so on loans which have already experienced a significant amount of pay-down.4.) 

The choice is yours and the more knowledgeable you are about the real estate investment, the better your chances are of getting the kind of return you would like to see.Real estate is a marketplace, and caveat emptor is a time-honored rule.

If you are using the 1% rule, then it seems this property meets that.

I am supposed to (you can tell by the wording that I am not the best at following all rules) refer all such inquiries to HR which will simply confirm the employment. 

Any improvements that impact all 4 units (IE a roof ) you would depreciate 75% of that over 27.5 years. 

Malfunctioning meter.You can rule out #3 by asking your PM if there have been any showings of the property around the dates of the high water usage.

I saw income growth as the path to a "better" vehicle or "better" widget I'd barely notice was improved.

If the condition is just too bad for this, and rules & regulations prevent this, consider #2.2) Seller Finance with a reasonable down payment and carry the note for the difference. 

What's up BP, We are looking for some additional advice as to some of the systems and processes that you have put in place to improve / streamline the wholesaling closing process (after assignment to the closing table).