DSCR also offer a 40 Year term. 30 year fixed, 5/6 ARM (most popular), and I/O Interest Only to help the initial cash flow.

I know it’s a little outside of the two areas you gave, but I’m in Syracuse NY and there is lots of opportunity for any type of investing if you happen to be looking out this way…BRRRR, buy and hold, fix and flip you name it.

There are a good amount of single family/ residential homes in that area.

The other rentals I have, I don’t need to pay off because other investments can currently generate the same amount of cashflow.Scenario 3: Leave as is, put money in other investments, and buy more property when deals come along.

Hi there - I have a good amount of experience finding lots. 

.$20k-$50k is a good amount to fund 2-3x improvements for people looking to sell with clear improvement scopes of work with trustworthy contractors on 2nds up to 60% LTV.These are harder to find, especially with fewer people selling, but I suppose a network of agents,  title cos and lenders would help source opportunities in this space. 

While the interest rate over 30 years is 3.8%, the amount of interest in the early years of the mortgage is much higher, so earlier payoff results in high-interest rate savings ($135k).

The total amount of deductions I've calculated is $186,325.71 (all of the cells in yellow). 

If you were offering an exorbitant amount as a subterfuge for paying more than the short sale price, that would be fraud.

Usually take up a large amount of land so imposes on more homes for comparable sales within the normal mileage/boundaries.