Following these types of questions in an honest fashion will lead you to the root of your problems so that you can solve them, but one thing I can promise you for sure is that it is not the market's fault, and therefore trying to blame the market and move to another won't solve a thing ... in fact, it is likely to create more and other problems IMO.

In addition, those articles are usually posted by successful investors and show the "bumpiness" of the ride, but they overall journey is still a success.    

I don't see how/why Dodd Frank would preclude Tenants becoming Owner-Occupiers in this fashion, but is fine with Investors buying that way?...

or would you rather just put that money in the market and let it ride?

The builders have received $1.1 million Federal Low Income Housing Tax credit by the Colorado Housing And Financing Authority.There are a lot of pros and cons to this project and they are still in the process of fighting it because ultimately it would bring the value of their property down.The question is do they try to sell it now or try to keep it and ride it out.

Guys like Jay, Alex and myself were in this space long before it become a fashionable, wall-street investment and we are very familiar with what you re trying to do.  

Faced with a choice of a $10k hvac job today my contractor, who we've built a good relationship with, tells me "don't worry, if it goes I can get it replaced in a few days so ride it til it dies...."

If your up for it take a ride with me one day when I'm looking at houses and buying.

I would write up a payment plan for $50 a month and ride it for as long as you can.  

Then wash my face & brush my teeth. 5:15am - 10 minutes of meditation (Check out Omvana and Spotify for good meditation tracks)5:25am - 5 min of affirmations - The Miracle MOrning has an app you can store these in. 5:30am - 5 min of visualizations - Close your eyes and think about where you want to go5:35am - Read - I read for an hour and a half. 7:00am - Stretch & Pushups while listening to podcast8:00am - Head out for my bike ride to work.