I was looking into getting Google Voice and have office hours but in case of an emergency, what is the best way to reach you?

I don't think that necessarily means "Pay off all the student loan debts" but it does mean: - Having a large spread between income and expenses by generating a strong income and living well, well below your means- Having a stockpile of personal cash - enough for a 3-6 month personal emergency reserve - On top of that, having cash for the down payment, closing costs, expected repairs, and a strong buffer (perhaps $10-$15K at minimum for a $400K property) for real estate purposes- Having strong credit, and no bad debtsThis might take many families 12-18 months, but I think that it is worth it to enter real estate investing from a position of financial strength, rather than put all the chips on the table in an all-in bet.

Heading into hurricane season is a tough time to be emergency shopping for a new policy. 

Are you going to be keeping it for emergency funds, home improvements, purchase another property?

In this case you may only save a minimal amount for emergencies. 

It's also in an area I'm familiar with and close enough for me to get there in an emergency (or to go take a trip to the beach). 

I’ve spent the last year preparing myself financially so I’ve already already paid off bad debt, have no auto loans, great credit, emergency savings, stock investments, and now I have money set aside for real estate and looking to do my first deal.

If you later end up in court, then who looks more reasonable - the landlord that moved and stored the stuff for 30 days vs the tenant that abandoned their stuff, OR the landlord that just threw everything out because they were under the impression the tenant didn't want anything vs the tenant that provides a plausible excuse for not getting their stuff (medical emergency, whatever)? 

We have around $25k saved up for initial money, and will soon have over $12k for emergency funds.How are you dealing with fears (if you have them) of how the housing market is behaving?

Mechanical trouble with the car, a family emergency, reduced work hours, a bad health event, and 17 other common life issues could throw her off track and turn her from a tenant that barely scrapes by to a tenant that stops paying rent and drives you into the poor house.