Or should I be putting more and rush into refinancing into a conventional loan?

I have numerous properties so I lost track of it for a little bit, and when I found out I paid the entire late amount in full immediately......but they put a 60 day late notice on my credit report (its nice when they send my delinquent letters to my rental property).Long story short Im currently in the middle of a conventional escrow and this popped up on my score yesterday. 

Traditional conventional mortgage for an owner occupied property.

I do believe this would be allowed because one of the 'exceptions' to the year long rule that FHA/conventional lenders want you to abide by, is work reloction or travels. 

Anyone from SLC going to BP Convention?

Conventional Lessons learned?

So I purchased a SFH in January 2021 with a conventional loan.

203k has limits on what you can fix - sounds like your list is fine. 203k you are stuck with 1.75 mortgage insurance until the value goes up enough to refinance to conventional- thats the big $ difference. 203k allows lower 580  FICO score and I can go to 49% back end ratio if you have combo of 12 months reserve money plus FICO 660. 203k 3.5 % down.

We used a conventional construction loan to finance and rehab the property.

In my experience buying properties using conventional personal financing, my lender required two months of bank statements with an explanation of any large deposits not coming from a W2 job.