Consumer, this was totally unexpected, no way we could have foreseen this, totally a surprise, but let's talk about a 30YF"), surcharge them a bit on the 30YF (what they do qualify for), to subsidize the very small minority actually getting the 15YF.

From a consumer's perspective it might seem unjust but that is the agreement you entered when you chose to purchase the nights at that property and should have done the right due diligence.

IBuyer programs are "instant" or technology enabled buyers who purchase homes from consumers without placing it on the open market for price discovery.

That's a great way to expand your knowledge and allow you to take action.

I have been watching RE junk food for around a year now but I recently picked up a pro membership on BP and looking to take action!

These programs can be worth every penny or a complete waste of timebased on your situation and the action you take. 

If necessary, have an attorney review whatever paperwork or contract is the basis of their claim and determine your best course of action.

That first one just seems so hard to take the leap but action is the only way. 

So even if the lender proves the sat was recorded in error, unless the lender started its reformation action before the Bk was filed, at best they become an unsecured creditor and gets in line with the other unsecured creditors.

I'm aware that the HOA would be in second position and how to find the amount if they had taken legal action, but in this case it was in the process of being referred to the lawyer.