What it’s not is an easy, profitable, part time business.

I've considered taking a HELOC to do repairs but after reading Rich Dad, Poor Dad, I've second guessed that idea but leaving as is would negatively impact selling the home.

You can charge RUBS if RUBS is specified in your lease agreement or made a part of your month to month lease (which is generally not a good idea) and if RUBS is permitted in your local jurisdiction.

People make their mind up about you within 4 seconds, typically....whether you are or are not somebody they'd like to do business with. 

Since your PMC will collect rents, pay vendors and then disburse balance to you, you only need a separate business account.

When we asked why, we were basically told that's just the way it is...Anyone have any idea why this would be the case? 

Paying off a low interest rate loan with a high interest rate loan is NEVER a good idea, no matter how it’s sliced, diced, or sold.  

We are simply trying to grow our business. 

There are plenty out there that would love to earn your business.

Having a Pre-approval letter or better yet a loan commitment and a Banker to call and reassure the sellers agent you can close in 30 days or less also offers a huge advantage.In this market using a DPA is not a bad idea since rates are high and when they drop you simply refinance for a lower rate and payment.