You will receive $40 credit towards your enrollment if you sign up for their services. 3.www.myfico.com (you can order all 3 reports and FICO scores one time for $59.85 or a monthly subscription of $29.95 which will give you an updated credit report every 3 months)4.www.annualcreditreport.com (you can order your free credit reports once every 12 months keeping in mind this does NOT come with your FICO credit scores)Keep in mind, there are many third party consumer sites out there that offer your "credit score" which has no direct ties to actual credit/loan approval as it an internal scoring system that is made up and only used by them.

Miami as a whole is a very unique real estate market, but Miami Beach is great during a seller's market due to all the international demand and foreigners paying top dollar.

Both of these options have benefits and detriments, but they will each help to avoid confusion and internal disputes or control internal disputes when they do happen.

HOA's are the real killer here, if you set up a conservative CAP-EX account you can almost always beat an hoa payment.But aside from cash flow, which I think you were hinting at, the other consideration is the Internal Rate of Return.For a single-family home with no HOA, you're buying power increases a bit (assuming you're not maxing out your 50k on downpayment).So if you can get an extra $50k of property for the same costs and both appreciate similarly (let's say 3%/year) that's an additional $1,500 in equity each year for the SFH.PLUS since your payment no longer includes an HOA payment more of your monthly is going toward debt paydown which also improves your equity position (less significantly at first but still a consideration).These might seem like small considerations but they'll put you in a stronger position to refinance and buy more property sooner.LAST THING:You're obviously a pretty smart guy who saved a good amount at a young age, kudos my man!

I’m thinking about interning for a local brokerage or taking on a part time job in the RE field.

According to the Transparency International - a non profit organization that measure corruption level internationally, the US is # 20 along Chile and Belgium.

@Franc B. yeah, there used to be this entire "Foreign Investor" forum on Bigger Pockets but I think they did away with it. 

@Julian Ramirez luna I invest internationally but I do it where I have access to financing.

It can be done at a the US Embassy or with the use of an Apostille, which is basically an internationally recognized notary for countries that participate in the Hague Convention of 1961. 

The return as stated in the offering memorandum was a 9 percent YOY with a 15.5 percent internal rate of return with a purchase at a 5 cap rate.