I am located in Columbia, so have only visited the branches there.Before finding Susquehanna, I had talked to a few local banks and they all didn't sound promising even though their website said "investor friendly".

I don't think we are too far off on price but I was thinking that I could sweeten the deal for her by promising her the listing once the rehab is complete.

The treasury does fluctuate when you go for a lock.Just make sure you do not have  a lender  that promises the world and then re-trades you much higher.

because in think and grow rich napoleon hill talks about a philosophy for success based on observation. in outwitting the devil, he talks about his own adversities and how he actually applied that philosophy to becoming successful. it's VERY interesting. the beginning talks about some of his struggles after he wrote think and grow rich. he then overcame them. and the most interesting part of the book is his interview with the devil where he gets the devil to reveal to him how he traps people. the devil then tells him 7 principals that'll keep people from being trapped by him. it's very interesting and even though he wrote it in 1938 he promised his wife he wouldn't publish it because she thought it was too controversial.

I am sure your current clients will be calling me and a few of my other  colleagues in a few years when their properties aren't performing like promised and they have no one to turn to.  

The sellers daughter is a real estate agent so in addition to paying them more for the house if they carry the note, I am promising her the listing as well.

But...You did promise her a listing if she brought you a good deal and it sounds as though she went through more homes than normal to find you one to buy because of this promise you made.So in this situation I think it'd be best to keep your word.I'd let her know moving forward that you will be Licensed and this will be the last listing for the foreseeable future.

Homepath.com looks like a promising deal, I wonder if there is a catch since the properties seem to be way below market value?

He would show up late to showings, and would make promises he knew he couldn't keep.

And if the TBer does not get financing, you are letting the Owner down because of the promises made to her.