Not a bad dealNow... there's the taking ownership side of things.Regarding "not using your own money or credit" concept, this is accomplished by using the land contract you mentioned or a purchase and sale agreement in the form of wrap around mortgage or as subject to the existing loan.

I'm a first-time buyer researching buying a 2 or 3 family home along the PATH lines early next year,  particularly Harrison, Journal Square, or Grove Street, with a goal of paying my mortgage.

Send me a message on here and we can discuss.I think the concept might need refinement but I like the direction.

I was contacted by a company called Global Education Concepts.

Something to consider.Very cool concept though.

I feel like I have the concept down, I'm just wondering how to find my first deal and should I just do a single residence or a multifam?

Even the concept of classifying something as major or minor takes some experience.

I did a Rebel Alliance symbol for the company logo and called it the Han Loano, but didn't actually use it for anything. shrug Maybe I just need BofA's marketing resources, so journalists can write advertisements for me and call it "journalism." 

All though I am still working on licensing & contracts needed to get work performed in the allotted time for each home renovation meets a time line,This will never be perfect I decided in every home remodeled by this organization we are going to have one design for both kitchen & bathroom that the hope will reach a new younger target for market reasons any thought or feedback first time right concept,

Learn about the concept of compounding and leveraging.