If negative, then there's your loss.That other 25% they're assuming is repairs, vacancies, etc.But some banks get squirrel-ly and just go off the tax return but fail to add depreciation back.So lets say they see on your tax return that you broke even on the actual rent to PITI.

- three main reasons: financial markets aren't as sophisticated as US ones (apart from a straight forward mortgage for personal use you can not obtain other loans for real estate investing as a small investor; and although interests are low right now, they are so only if you get a loan with adjustable interest at every 3 moths); rent to buy price ratio is very low (for 2017 with just one month of vacancy I had a 6,51% ROI on cash for the apartment - with 15% down - and that is because I got to keep the one month guaranty because the tenant broke the lease); fiscal laws keep changing with no tax advantages for real estate investors (just more tax burdens) 2.

Hi -I have four rental duplexes - one in Northeast Philadelphia and three in Delaware county.  My tenants in Philadelphia have always been late on the rent and keep the property in a nasty condition.  These are the ma...

If you are broke, then you don't need any of this.

They broke it.

One of the girls boyfriend who is working at the college will be the guarantor. 

They trashed the place , stole mothers clothes , all fathers tools , soaked the carpets with beer , broke furniture .  

We've boarded up the home, closed the fences, etc and still have issues with them breaking windows, cutting through locks, etc.The issue here is that we were planning on re-renting this home and went out on a limb to pull the boards for pictures today but ultimately over night, they came again, broke in, and left standing water throughout the home.The options as far as I see are:Sell below market value and continue towards my original strategy of upgrading neighborhoodsTry to list a boarded home? 

File Agent's Licenses until they disassociate.2) Insurances like General Liability and E&O3) Forms such as co-Broke for Listed MLS Properties4) Which Disclosures are needed for what circumstances... ie.

. - I am trying to get a better tenant so I'm going a bit more high-end on some finishes (without going over the top, I'm still broke lol)- I removed the old carpet, so in all the rooms except 2 bedrooms, the carpet tacks are still in place and in excellent conditionThat said, would you:1.