I pulled my full credit report and can't see anything suspicious or unusual.

It's not unusual for a property manager to advertise low fees (6%, 8%, etc.) and then kill you with add-on fees.

I live in Bend Oregon which is a really strong market right now, but I am very interested to know how someone can turn that kind of money into a smart move?

And you are correct, here in the costal bend there is a wind and hurracain exclusion on Homeowners policies and that is because of the risk for insurance on how likely is for us to have wind/hurracain damage on our properties, also the flood policy is separate from wind and hazard policies.

Here its a county office, but I think that's unusual.

How are things in South Bend?

*Most* of the time these things get hung up on plumbing issues, ie old cast iron lines with tubercles in them, bad bends in the drain line, improper fall, etc.

That's why I invest in South Bend.

bend bounced back strong..

You can be super successful in this business for a long, long time and still do everything on the straight up and up... you don't need to bend a single rule.Keep at, stay positive, and "Yes" is in your future.All the Best!