Consider finding your passion and focus there - maybe a better strategy then doing everything is to focus on what you like best,  If you are good with your hands and risk tolerant, maybe flips are your thing. 

D areas are a niche for people that are experienced enough to know how to tolerate all the problems that come with a D property.

Of course, the correct answer depends on your tolerance for risk.  

And it’s likely he wouldn’t wasn’t to do it at any price, because private lenders are not the most risk tolerant people out there.

@Hrysa ZirouI’m no financial adviser but I would focus on diversification and finding out what strategies align with your lifestyle and risk tolerance level.

There is no way I would tolerate this because they have not collected the late fee.

Your stated risk tolerance?

It really depends on your investment objective and risk tolerance.  

For vetting deal, different investors do it differently because every investor comes from a different financial situation and has different goals and risk tolerance.

It's a risk profile I no longer tolerate and things have been much better since.