I am very interested in the real estate investment soft ware that Jean offers through his program, after all, it's about getting those leads both buyer and seller, that the business of wholesaling thrives and being able to get information and give accurate information quickly.

You can accomplish the same thing with a TIC arrangement for years and using the estate planning tools keeps the investor out of harm's way much better than a Sub-To deal.So Brian, you want the docs, well, this project has been off and on for several years actually, we haven't discussed TICs in depth on BP before because I needed to brush off the tactics to ensure compliance with all the changes that have come about in real estate the past few years.

I will keep all this in mind, look into my local prices for EDDM and brush up on marketing principles!

In general, I've always thought of (and seen) luxury suffering first and then that softness moving down to middle and lower tier properties.   

However I did procrastinated the refund.. that is on mesorry to paint that brush on you. !! 

I agree with @Jay HinrichsThe high touch, soft skills, face to face skills (belly button to belly button, Tom Hopkins :))I used to present to group lawyers for D.I. and Life Insurance Defined Benefit Plans, bunch of sharks, not for the squeamish. 

I think it's time to start looking at hard money, and call your lender back up as soon as your husband has his first paystub in-hand at his new job.You may want to ask your current "soft" money lender to speak with the HML guy and/or maybe even show the actual loan approval, loan application, credit report, etc, so he has assurances that you will be refinancing out of the hard money as soon as husband is back on the job.