Four mortgages have a balance around $90-100K, with values ranging $135-165.

I'm just gonna take the specs to local engineer or architect pay whatever consultation fee and have them review it.

I'm looking at buying a self-serve car wash and force value / revenue by installing a car port / detail bay for a mobile detailer to be stationed there weekly and offer custom detail services.

@Olivia Leija It is most likely dependent on the firm that you work with, but with ETS, the annual review is included in your initial price.

It has a strong potential for cash flow and property values are steadily increasing.

Your 50% value would need to be equal to or greater than the value of your relinquished properties (same with the debt that was paid off if any) @Dave Foster can provide more guidance. 

Should also mention I can’t wait till rates to come down to refinance because I will only be able to take out a loan for 70% of the value instead of the 75% while it’s my primary.

They may have a breakdown, but brokerages traditionally don't see the value in investor-friendly agents and for this, they are very wrong.

They paid higher down as a place to park their money, propping up the housing values.

Land value is probably $70-$75,000.