However, with all the news about islands sinking in the Chesapeake Bay, like Tangier and Smith, it may be a better solution to see if you can possibly do a cash-out refinance on the property to get the funds you need as sales market might be very soft unless you're outside the area that there's so much news about. 

To begin getting you a solution here, you need to know 1.

I wonder who performs their inspections and how reliable they are.

I totally agree in moving things towards tech oriented solutions.

Would you still recommend selling if it even it was a super reliable Toyota, that I’ll hold for many years to come?

Remember to truly think "how can I understand this person's needs so I can try to work out a solution?"

Of course, your lender needs to be on board with this solution as well.

I can most certainly provide any insight on resources, it depends how involved you want to be or if you're looking to plug in a solution.

With that said, if the current septic solution is failing, then it will likely make more sense to connect to city sewer if it is close by and available. 

They have no idea on how or when to present the solution to the prospective seller.Example:Let’s say (TIM) is in the market for a new car.