It seems totally artificial and I don't understand how people aren't recognizing this.

Long-time Bigger Pockets readers will recognize the type well -- we get a lot of them here as well."

Can you do a walk-though and recognize foundation issues, truss issues, sewer line issues, electrical panel issues, etc?

The lender will probably recognize the house you live in now as  "neutral" debt if you did rent it.

I recognize this house (if it is on a street that start with "M" :-)).

If you take out a mortgage personally and transfer the property to your LLC that you control, you should be exempt.Also, if your loan was conventional; Fannie Mae recognizes the legitimacy of a QC between the mortgage holders and the LLC so long as the LLC is controlled by the borrowers; If the property was owned prior to closing by a limited liability corporation (LLC) that is majority-owned or controlled by the borrower(s), the time it was held by the LLC may be counted towards meeting the borrower’s six-month ownership requirement.

He immediately recognized me and my company name and was able to make the deposit for me.)Also, another key factor in choosing a local bank was for cashier's checks.

However, in practice, the MF owner recognizes that his/her best chance of selling his problem building is through brokers who already have investor-buyers lined up. 

"RCLCO, partnering with CapRidge Partners, has produced the 4th annual STEM Job Growth Index (“STEMdex”), once again highlighting a number of metro areas commonly recognized as STEM strongholds""According to the Bureau of Labor Statistics, STEM occupations are forecast to grow at a rate over 76% higher than non-STEM job growth nationwide.""

They choose not to recognize its existence which is why you use the standard bevy of 1040 forms to do your tax filing.