It is a distribution that is based on the performance of the business overtime - like a small equity position that helps to align the interests of the buyer and seller. 

I wrote my goals for this year and on that list was to put myself in a position to buy my first investment.

If you are putting $150,000 down, you should be able to positive cash flow pretty easily.

-option a, b, c, that im not thinking of?

I'm not sure that would improve your position by taking the tax/penalty hit (not sure of your age) you would incur by withdrawing money from retirement. 

Note a condo conversion and/or coop/TIC already permitted this but financing may have more options than TIC And process may be easier than a condo conversion   Condo conversions and TIC have been done for decades/years respectively.  

Last option an attorney told me today is send some bills over and ‘move in’ for the next years, maybe rent to a friend. 

Since Indiana property taxes are collected in arrears, you already owe for a full year's increase BEFORE you see the increase and can inform your tenants.If my cash flow position was strong enough to suffer a tenant possibly leaving, I'd pass on the full increase ASAP. 

As long the numbers make sense for you and they agree to the terms, it is definitely a good option. 

What would be the best option to make sure realtors will be paid in a wholesale transaction (listing or buying agents)?