Plus, once you start syncing calendars then the other platform will know that you are making more money for their main competitor, leading to your searchability being downgraded.

I personally would put down 20 percent and keep the rest of my cash, even if it meant I wasn't "making money" in the beginning.

Something to consider- most people in your situation will make WAY more money through tax savings than they will through cash flow-so, take that in to consideration.

I have one LTR that I do plan to leverage to purchase my next property, but I am really looking to find hard money lenders/investors to help fund future deals.

I started using my own and close family members money. 

I also have a 401k that my 9-5 does a 5% match on so I do 5% just to get that basically free money as well.

In the end part of the hostile dispute to get money from me she claimed I should not have chanrged since hers is a service animal.

We want to use as much of the banks money as possible. 

They have good credit and generally manage their money well.

You would borrow money to borrow money, which puts you in an over-leveraged position, just like a hard money loan or credit cards.Increase earnings, reduce expenses, increase savings, invest from a position of strength.