@Manuel Scott - You're getting 0% return on your equity, and the rates are incredibly low now. 

Anybody think staying on the sideline is better in this environment? 

Hi all, BP is incredible.

Now to shed some light on why I'm incredibly excited....I bought a home in northern Cali using the VA Loan (zero money down + closing costs).

It really is incredible how many are being thrown up in the greater Asheville area.That and new construction developments are having a (small) impact as well.

@Nicholas Nelson A transfer most likely will trigger the Due on Sale clause (DOS) - and while in the past, in an environment of falling interest rates and prices might been a rare occurrence, like they say, past performance might not apply to future results, and with rates increasing and "aged" loans (where the bulk of the interest was already collected, since you pay most at the beginning part of the amortization schedule) the banks might be more interested in collecting on the DOS clause and redeploying the money at higher interest (especially if the valuation of property makes for an easy sale in case of foreclosure).

Welcome @Niki Sharan you'll find everything you need here on BP this community is incredible!

What if your current mortgage has an incredible rate? 

They are incredibly valuable.

I just got my real estate salesperson license and It is time for me to choose a broker and to start this incredible adventure.