The lion doesn’t lose sleep over the opinions of the sheep .Your going to have to develop thicker skin and not be afraid of tenants or the responsibility of property management if you expect to do this going forward .

Why would a lender give you money without you having some skin the the game as well?

LOL  but then again 40 years and lots of lawyer letters later I may be a little more thick skinned than many.. and for sure I know liablity as opposed to just pure emotion and in this business some of the folks always say you have to take emotion out of it.. getting a lawyer over this is simply an emotional response. 

No skin in the game 2.

You say you won't approve her application because she smokes, she can claim you discriminated against her because of her skin color.

I’ve been looking at several different ways to skin it and I feel like this is a huge difference as well.

Rates are based on how much skin in the game you put (how much capital you contribute).

This attorney is a landlord as well, I like attorneys with skin in the game. 

This mis information is the stuff associated with slick real estate pitchmen and laughed at by professional investors.Unless the seller is desperate to unload AND doesn’t need cash, which is usually why someone’s desperate, so it’s an unlikely scenario, then the seller may become interested in seller financing if the borrower has 20% cash down payment as skin in the game.

Banks often want you to have skin in the game.