It's never to early to get to different networking events and learn different ways to find and secure great real estate deals.

She was even able to take pictures of one of the events.  

Attend REIA's or other local events in your area and ask around.  

But the conversion will be taxable event so be sure to speak with the tax expert about tax implications. 

(hence your ability as a landlord to depreciate these things on your taxes).Yes, ACV policies are less and you can weigh your equity v. principal owed v. age of the house materials to determine if an ACV policy will pay off the lender's interest in the event of a large or total loss but this may leave you with little or nothing.

i met with my financial planners at wells fargo last week. they only hold our investment & retirement accounts.

So in the event of default, your personal assets are pledged to repayment of the debt as well as the LLCs. 

wow, have to stay on top of things so events like that won't happen

Although I haven't had any deals, I have read and attended may real estate investment events.

I was originally thinking it could benefit us to have just my name in the event something bad happened to my credit, at least one of us would still have good credit.