Texas is different than California so if you're not familiar with the area do some research online and get help from an agent (or some other professional) who knows the area and has experience working with investors.

And, some of them offer no cost trades upon transfer and cash incentives for transferring accounts.No more fees, no more crappy online experience, no more waiting weeks to access funds from transactions, no more having to request statements or documents, no more M-F 8-5 only hours, no more bad advice.

I would take that 400K and invest in a number of multi-family syndication deals; earning 12%%-15%, with a good, double-digit capital gain at disposition.

If people are earning less, what they can afford to pay for rent will fall over time as well.

I have messed around with a few online business models but just couldn't find any sort of enjoyment out of them(Ecommerce, affiliate marketing, blogging) I began reading about business about 9 months ago when I got out of a toxic 2.5-year relationship.

You need to look at no less than 1000 properties on line and then 50-100 in person to get just a slight feel for the market.

I looked online and saw the IRS charges about 5% late payment and interest charges per month.

Search RE online - get a sense for sale and rental values on your own.

As for retirement, I earn a pension when I retire, I currently max out my deferred compensation plan (457b) with 18,500 a year and just recently opened up a Personal Roth IRA with intentions to max out with income made from loan origination but put it on hold until I can figure the best situation for what I am trying to accomplish.

I would like to build great relationships online and offline via BP.Keeping my current career in banking, I have a goal to have a passive income for fianancial freedom and stable retirement.I have a question to our experienced investors.