Situation: Death in the family and he must sell home to take care over family business and care for surviving parent.

It really sounds like the intent is to nickle and dime the seller to death, after a price has been agreed upon.I think it would be perfectly acceptable to get these bids in the process of negotiations, but once you agree to a price it should be based on all the knowledge that you have at that point. 

It's kind of like dating before death do us part ya know.

The individuals % ownership and the right to use it all.Step 2 - How is it passed at death....This completely depend on state law and I know nothing about Illinois except #23 used to play there. 

We use FreedomVoice toll-free #'s with text. 

I had located a “death certificate” for him in a nearby city that listed his exact name and age. 

Has anyone dealt with death watch beetles in the Seattle area?  

However, any earnings on those contributions will be penalized u less they meet the guidelines like spending it on your first house or a family death etc.

When considering the monstrous socialists from history it scares me to death.  

@Eric Barnett: The question that you ask comes in the realm of Estate and Financial Planning... both you and your fiance should identify both your personal and business desires for yourselves individually and jointly, note down all the items and how you would want them to flow, in case of death, disability and divorce (and not in any specific order).