Thought about it though, just haven't found the energy or the right person to assist me. 

Keep in mind that Jacksonville is a very diverse sprawling suburb with a mix of older and newer properties.

You can reach out to @Manaia Alalamua....he might be able to assist you.

Down payment assistance program.

They're upfront with their intentions, and the property owner doesn't really care how it gets done, this was a problem they had and the wholesaler has solved this problem for them.Scenario 2 Dishonest, equity-stealing wholesalerElderly person who has owned their home for decades, is deciding to go into assisted living.

As soon as ERAP was opened, I had another dozen tenants stop paying rent and apply for assistance.

Hello, i applied for rental assistance back on 5/15/2021.

I went directly to the bank I had a relationship for assistance but feel they could of done a better job.

Not sure about any upsells, but it is a paid mentorship training course that you through and they assist with helping you learn how to find, finance, and close multi-unit property deals.

In addition, work to increase your credit score and try and find a local investor who might be willing to assist in your goals.