You're also right in that it's a unique property, the zoning, age and size make it unusual.

One is for replacement of aging items (roof, furnace, stove, etc all have a certain limited projected life expectancy); for these, divide the cost to replace by the remaining useful life in months to get a monthly reserve amount to set aside.

This helps us weed out the groups of unrelated adults that pop up now and again.We also would verify all information on all parties, you mentioned two separate addresses, check them both, if they turn out to be parents, this is also a sign of a problem, especially when age is considered.

Let's consider the age old economic rule, "Supply and Demand".

In that animated film, Over the Hedge, we meet the quintessential HOA president, a middle-aged, self-important, nosy busybody who is talking on her cell phone, of course, while driving her SUV and telling a resident her grass is 2" high when the CC&R's clearly specifies 1.75" (or something to that effect).Fortunately, I've never ran into such an individual at either of our two HOA's in nearly 3 decades combined.

This is really depends on your goals, you age with regard to your retirement plans and how discipline you are.I have mixed (30 & 15).

Some lenders require the title to be aged before they will finance a property.

I think at your age, mindset / business books are equally, if not more, important.

In this age of Internet and public records and ease of access, It's very difficult to stay off the radar.Everybody leaves a digital footprint somewhere.Here are some basic tools I use to find people.Free first:Whitepages/anywho/zabasearch/Google is the most underrated tool to finding a person.

Depending on the age of the building, you may have to deal with interesting plumbing shut off situations.