Hi Jason,Your post is unclear of exactly what you are trying to accomplish.

I'm not saying it's a bad thing to learn different strategies however If I can give one piece of advice it would be to research different strategies and CHOOSE one that you feel like you could accomplish and take action on that ONE strategy to start.

Being in college I could see credit history being a limiting factor, a way around that might be marketing to owners and getting owner finance or sub 2... riskier (in the case of sub2) and harder to accomplish but you seem like a smart guy!

Understanding the cause and effect of these aspects, a light will go off and you'll know how and why strategies are used to accomplish some goal.

And despite my willingness to borrow money, I'm actually very conservative too, which is why I haven't accomplished as much as I have wanted to at this point.  

BP,I understand everyone's goals are different (as they should be) and customized towards what they are trying to accomplish but why are so many people ignoring the other aspects of yield in RE investing and only focused on the popular cash-flow aspect?  

If you can't accomplish that then don't expect to make it in RE at all.   

When you ask those questions you should have a good idea if you offer will be good enough or if you have to provide data that favors you while accomplishing and filling the need of the seller at the same time. 

Their is a way to accomplish the transaction in a legal way even if it was illegal. 

Secondly, as far as getting 100% financing there is really only two ways I know to accomplish that...1.