The largest wholesale lender used by independent mortgage brokers rolled it out today (you can't roll something out like this in 24h, and they hate each other so didn't collaborate, I'm chalking it up to coincidence and/or both waiting for the same data-point to make the calculation/guess).

An independent broker I would think wouldn't have those costs, but I think the issue is why would they want an inexperienced agent running around associated with them. 

Are you chasing financial independence where cash flow is king or do you track net worth where you will see the majority of your gains in the form of equity? 

For instance, in California the following ABC test is used to make the distinction: A) The hirer actually and contractually does not control or direct the person in the course of their work; B) The work performed is outside the hirer’s normal business; and C) The worker also normally and independently performs that work for others.

If the llc is truly independent (s or c not disregarded) then you add extra taxes to yourself as you withdraw the money.

I would like to someday become financially independent of a traditional job.

How much money do you need to earn each month to become financially independent?

Example: "I would like to build financial independence through real estate investing.

Without knowing where you want to go, it's hard to ask for directions.Are you looking to build financial independence?

I am financially independent from my job as an Electrical Engineer due to buying tax liens.