Here's what you need to keep in mind regarding permits: if you pull even one permit, the county inspector will have the authority to question (and make you bring up to code) anything in the house.

It all depends on the tenant base as mentioned.The bad credit ones will wait and see if you pay the money to file eviction and will not care about the notice you give them.Make sure in your lease you have language that states the security deposit CANNOT be applied to last months or any months rent.If you do not have that in there you can be in trouble.Sometimes if the tenant is a good tenant that falls behind the landlord will let them apply the security deposit to catch up that one month if it makes sense.You need to get an written agreement in writing though signed by the tenant authorizing this.With college degree highly educated tenants the job is more stable,they have reserves for bumps in the road,etc.This is not always the case but works in your favor with percentages.With lower income the education tends to be less,they work 2 jobs to pay the rent,the rely on multiple incomes in the house hold to pay the rent,charity assistance,government programs,etc.The cash is more but you are almost a social worker and the drama that comes with it can be too much to deal with at times.

So I plan to bring this to future action and actually file a complain through the housing authorities, they say once I file a complain, the manager have no choice but to investigate and do a follow up to them.

I think I could argue it is not as the penalty in most cases is from the state license authority and is a penalty against the originator.

On May 25, 2012, the Consumer Financial Protection Bureau (Bureau) issued a Proposed Rule (Rule) which, if adopted, would govern the process by which a "nonbank covered person" may become subject to the supervisory authority of the Bureau.

Then read how FICO became a powerhouse in the market of credit scoring which was mainly from a push from congress to avoid discrimination.

Unfortunately, even the gov't (transit authority) can't be counted on and now realize RE the safer of the 2 retirement vehicles.

So even if the bank gives him the property, the taxes will still be owed (and most likely, the taxing authority will take the property)

Because I see an article as having more responsibility in you subject matter as you are the author of the material, so I feel like much more care should be given.

However, as we often say in the airlines regarding the TSA, "Never give an idiot a badge", a similar thing can be said about HOA's, "Never give a moron authority".