My concern is whether it is common for banks to have clauses in a HELOC product that will allow them to stop the draw period at any time due to discontent in dropping housing values. 

Other loan products such as USDA have those requirements. 

We have been using an adhesive product from lowes called musclebound instead of thinset.

This means you will likely have to use a transactional funding source adding to your transaction costs and lowering your margin. 

Some brokers charge an annual fee and you can do as many transactions are you want. 

Those are only niche products within Fannie and Freddie guides.

@Gordon French, just from the other side of the transaction, how do you protect the investor putting the 10% down? 

Perhaps another reason to try to go it alone.Bottom line, this is complex transaction and you don’t seem too confident.

This applies with every transaction you buy if you claim you will live in the property.

Since we just finished a 2-bedroom apartment rehab in central Connecticut I figured I would post some pictures of the finished product as well as some details on the products we used for paint and flooring.This apartment is located in a lower B class neighborhood that will attract solid qualified tenants and the apartment rehab and the materials used reflects that.