Over the last 25 years I've made great money in real estate in Orlando even counting in the down turn.

I am looking for the "top" (most reputable) turn-key real estate companies that I can count on to provide good service and not screw me.

If you have a healthy 401k/IRA, your lender can earmark that counting it at 60% of value to "check the box," but really it isn't a horrible idea to have a healthy "oh crap" fund as someone that owns multiple pieces of real estate in any case.

hiring a contractor can be a way better option, he brings in his subs that he can count on and keep the timeline that you're shooting for, they can see things that you don't and give you better ideas on things that you missed because that's what they do all the time.

Don't count on rents to go up or for the home to go up significantly in value - treat appreciation and rent increases as a bonus. 

Once you have a mortgage history you can count 75% of the rental income on new purchases towards income.

Price $130000 (close to market value)Down Payment $2600Rent $1300Taxes $90Insurance $100PM $130HOA $53 Mortgage $526 $400 left after expenses not counting vacancy, or repairs cushion Thanks

I can count on one hand the number of times I've done it, it's a VERY niche combination that I stumbled upon. 

Does that count as a gift with Fannie Mae?

Here is the scenario:Option Price: $400 (non-refundable)Rent: $400 / mo.Tenant's purchase price: $8000What I'm unclear on is whether or not the rent can count towards the purchase price...that's financing, right?...