If you find the right house and can put together a detailed cash flow analysis, you could partner with a local investor for the funding or maybe see if Grandma Jane has a $100,000 CD sitting in the bank making nothing and offer her 7% on her money backing your real estate venture.

Now we're sitting at 6 properties total that generate a healthy monthly passive cash flow (mail box money as they say!). 

I hate letting money sit around becoming less valuable due to inflation.

Is there a way to get an equity loan now, and sit on it until the market falls?

Risk of replacement due to sitting 12+ months.Has septic tank which needs to be tested.

Find a quality lender to sit down and talk with to look at your loan options. 

I could not even sit for the test, until I provided 5 years of verifiable experience and then I had to have 2 notarized letters from existing Master Plumbers to sponsor me to test. 

If you are sitting “fat and happy” so to speak with your rentals and aren’t looking for more or rarely will, then probably your license is to worth.That’s the very short of it.

I told there that I am not marketing to the average home seller who has time for their property to sit on the market.

(All Bank REO) An investor/realtor friend of mine mentioned the other day that the banks have their formula and they will just let the property sit there until they get their price.