They also just released the audio version if finding time to read is a challenge for you like it is for me.

They want to stay away from personal loans.Between 6.5-8.5% interest, depending on amount of leverage you want and your credit score. 75% on purchase or on value, depending on which is less.  30 year fixed, fully amortized.

I'm sure they are legit, did you check Better Business Bureau for a score?  

Also I'm thinking I can leverage an FHA loan since my credit score is poor, this is my first purchase has anyone else used creative ways to finance a multifamily unit with minimum cash down with sub par credit?

I have good equity in my house like $60,000 but the banks won't aprove me due to my score so I am turning to you friends for any advice please.How can I get an equity loan with bad credit?

I've done it many times.First reaction, no to the blue, yes to a warm gray... but I usually do a lighter version of the base cab color on the uppers, or a completely different lighter hue, depending on other contributing visual factors.Are you replacing the countertops?

Huntington bank said they offer 2nd liens up to 100% LTV based on credit scores.

Bill D.Something else to throw into the mix:If you're dealing with 5 different people, when it comes to use the property for collateral, the bank may want to look at everyone's credit and go with the lowest score for qualification (we would if he were to apply for a refinance and there were multiple people on an LLC that owned a commercial property).  

only select tenant buyers with a credit score above a certain threshold? 

Some lenders may have overlays for down payment because of credit score.