But this acceptable value is not really what you base your profit expectations on or what you show for financing or where you begin negotiations, it's simply a value that you recognize as your "Oh Horsefeathers!"

", is that time has proven the actions were not "bad" at the moment, and arguably not now almost 7 years down the road.

@David Friedman I am getting better at recognizing a deal; I have a mentor who allows me to walk through properties and then estimate repairs, ARV, comps, etc and then he will tell me how accurate my numbers are.

Build a track record, do some deals, get some experience, then start raising money to scale your business once you have a proven business model and the ability to execute. 

Then you have a case study to statistically verify the effectiveness of your billboard and gives you a stronger case and price point as proven ROI which is what every business owner should be looking for on marketing. 

Fortunately for me its a great fit and has proven to be lucrative.

The Mortgagee does not have an obligation to investigate or recognize appreciation.  

But, if a need exists as they may identify it from their point of view, then they may recognize and support your efforts.These student housing offices usually have a list of "approved" housing/landlords or the flip side, they may exclude some properties to be rented by students they have "control" over, students at the graduate level are pretty much excluded from college influences or perceived responsibilities by a school.

I hope these 3 years have proven fruitful.Cheers!

Now you can be sued anytime for any reason, but there has to be a recognized basis for them to get money from you.