I have a vacant house a couple doors down from my personal home, in Texas.

I just need a go-to person momentarily….Thanks, coachable newbie 

Lenders will need to make sure the property can debt service at 1.25 or higher using all property expenses, property income, and depending on the bank, your personal income and personal debt. 

As for the persons you said you would send an application, you may have to just be honest and let them know that since they have pets, you are not going to send an application because you have decided not to permit pets.

Partnership B will be 10% Person A, 10% Person B, 80% Partnership A.

However, as you stated, Memphis can vary significantly by street, so I recommend visiting the area personally and observe the specific streets and surroundings, or doing a zoom call with a trusted realtor who has physically been there. 

Elliot are you a robot or a real person?

Hi Ashely,For a cash out refinance, I haven't seen one that can do better than 75% LTV personally.

Personal Actions.  

Relieves the landlord from liability for property damage or personal injuries caused by the landlord's negligent acts or omissions.To put it simply, if the landlord causes damage or injury to a tenant then the landlord will be responsible for it.