None of the national carriers (travelers, Alstate, American Modern, or Statefarm) insure STR or property in FL... very odd. 

The outcome was a beautiful modern duplex that was easily rented.

I got several quotes from big companies such as Allstate, State Farm, and American Modern.

I'm looking at a small medical office property (~$500k pp) in Osage Beach, MO and and seeking a small local bank that uses the treasury as a benchmark, or really anything but WSJ prime.

Purchase price: $895,000 Cash invested: $150,000 Sale price: $1,250,000 Contributors: Garrett Quinn This spacious home is tucked away on a private dead-end street, completely remodeled mid-century modern home awaits for you.

We made a conscious effort to make the home feel reasonably modern, but keep some of the historic charm, which is appropriate for this neighborhood.

The easiest way to explain it is it takes into account time value of money.The general rule of thumb is 15% IRR is the benchmark.

What benchmark do people use for returns?

A nice brushed metal tap brings the bathroom into the modern era.

This is the modern day equivalent of the late night TV infomercials of the 1980's and 1990's that advertise making millions in real estate.