As mentioned, default interest and legal fees get insane and you will see the balance of the loan skyrocket.

Side note he mentioned was to make sure the tenant's renter's policy has 'loss of use' coverage that would pay the renter to live somewhere else while the repair for, in this case, mold was being done.

As mentioned, get an attorney involved.

I cannot seem to find any information on if there is a waiting period, am I tied to the purchase price as the home value even if there are significant improvements to the house that raise the market value of the house?

I build and the construction estimates you've mentioned look too conservative.

In any case, the bottom line is you will either have to change your model or use another platform, or break their rules and wait to be thrown off the platform.

I wanted to mention that strategies just like these are commonly utilized by the ultra wealthy in order to do a number of different things.

@John Cook I know you mentioned that you prefer to hire someone in Columbus, OH, but I highly recommend broadening your search as it will help you find the CPA who is the best fit. 

@James Hamling has mentioned some great pointers about direct mailing strategy.

I know my guests love the welcome books because they mention them in their reviews.