We finance Short Term Rentals, Mid Term Rentals and Long Term Rentals, for short term rentals we don't require any seasoning, and can use AIR DNA for estimating the Rental income.

These areas may offer better long-term appreciation potential.Specific Neighborhoods:Research Local Demand: Talk to current students, university housing offices, and local real estate agents to identify neighborhoods with high demand for student housing.Check University Plans: Universities sometimes have expansion plans that can affect housing demand.

I keep seeing folks touting these data centers.. keep in mind for the subs building them there is money but long term they employ very few people and do not have a big impact on RE or RE values long term.. just  saying..

I would say compare terms, seasoning period requirements (Assuming when you mentioned construction loan you're talking about a rehab project), response time of your rep, learn as much about their loan underwriting and approval process as you can.

Thanks a lot, what about a conventional loan, non owner occupied, putting 5%-15% down on a first multi family, how long before i can get another home?

It sat for a couple of weeks which is a long time in Denver, but interest rates were still low, so I went in at list price and wrote $5,000 in concessions into the offer to cover the majority of my closing costs, and I pocketed the buyer agent commission as well.

I believe in practice it does not actually offset the capital gains but reduces my taxable income dollar for dollar with the loss, as long as my Modified Adjusted Gross Income (MAGI) is under $150K.

I would like to add what qualifies you are a short term rental investor that can take advantage of this "loophole" below: The short-term rental (STR) tax loophole allows property owners to classify rental income as non-passive, enabling them to take advantage of certain tax benefits even if they don't qualify for Real Estate Professional Status (REPS).

How long have you been an investor?

This is a dumbed down math, but if you PITI is $126 higher but you're getting $16,626 more, it would take a long time until you break even and you'd probably be refinanced by then.