The loan we were applying for is an FHA, which stipulates we must provide a signed lease for our half of the duplex (to be newly rented out) but for the other half which the parents "own" (in reality all three are equally owners of the entire property.) we would need to provide proof of rental income on our tax return, however her parents claimed that so we seem to be SOL.The mortgage is covered, we can rent it out no problem, but the underwriter is saying on paper it looks like she is responsible for the whole duplex and the rent for half of it is unreportable.

Does anyone have any recommendations for a real estate agent that has experience with VA Loans (specifically- assumable VA loans)?

Final Thoughts:With over $1,000,000 in equity, you have a fantastic opportunity to build a diverse and profitable real estate portfolio.

They finally signed, so the issue was resolved, but thank you for your reply Ray.  

Even if you got a dscr loan you’d pay a couple percent more.

Buying as a house hack so was able to get a conventional loan and use this as my primary residence.

My realtor linked me up with a lender and we applied for the VA loan for a 0 money down loan and we got into it for 3.875 APR, 30 year fixed for a total of $242, 548.

Also, I would like to buy it cash to get a better deal out of it and not have to pay for any interest or loan fees.

@Richard LiconDo you loan in Ohio?

I've been trying and finally I decided to do a search on BP on how to delete a page and found this thread.