I wouldn't be to concerned about your overall debt if it's from other mortgages. 

Legally, I had to give them a 60-day notice (being they were long-term tenants).

@Wayne Brooks - I'll leave that for the appropriate attorney to decide....and I'll disagree with your comment.http://www.nolo.com/legal-encyclopedia/who-can-cla......a relevant example of what I'm potentially looking at (I am "Jill" in this instance)...."

This tactic has been placed in my "to try" toolbox per se.As far as telling people about what I do, I've told just a handful of people what I've endeavored to do outside of my already established career (legal/tech sector).

My question is how can I legally get my unit changed from a Condo to a Townhome?

In this case, is it legal for me to act in the capacity of a finder and charge a finder's fee considering he negotiates the deal himself?  

Maybe there is a legal way around this, I dunno.

I and my wife paid off all debt and save up our emergency fund, we got our finances in control and are now looking to start investing.  

Commercial lenders will primarily review the commercial project to make sure the property cash flows and can support the debt.

Any deed passing or constructive sale (legal term - risk of loss passing) will negate his opportunity to do a 1031.