The only flaw I see with your design on first glace is that your commission bonus structure is too generous. 

I have been searching for FEMA designations of 4A, which is in a low-lying area of southern New Jersey.

We have designated $30,000 for renovation and have not figure out how much additional this conversion to a 3 bedroom will cost.As it stands now, we have to replace the ceiling of the garage because of water damage and the garage doors are damaged so 2 garage door have a $800 replacement  estimate that is included in our $30,000 renovation costs.  

YOu should try LinkedIn for Architectural Interiors - Designer and Detailers ....Designers RX are quite good in this work...

This is designed for estate planning purposes to avoid the probate issue but some people use it to "hide" the sale of a property to avoid the DOS clause.  

Essentially we go through the design process with customers and come up with plans that fit their needs.

I have been burned already by a local Web designer so any input will be appreciated.

It is a 3/1.5 with 1250 sq ft and a HUGE detached work space (shed) (making the property unique).

Builders Risk is really designed for ground up construction, even though many investors are told that's what they need because they are unaware of more appropriate options out there.The renovators policy once again has you as the named insured, so that any claims settlements would go to you, the seller as the additional insured and the lender as the mortgagee. 

I work as a Busines Design Analyst for Whataburger (Texas' favorite burger) so I am familiar with the commercial real estate business, but I've never done any investing myself.My wife and I bought our first home in December as our primary residence and I am hoping to get started in buying multi-family homes as a way to create some passive income.