Your confusion is justified as for the most part, hard money lenders are funded by private investors---hard money loans available in NY range from 65~80 ARV, score driven programs for FICOs as low as 620, some will require cross collateralization or down payments, loan maturities ranging from 6-12 months with rates as low as 13.25%/3 points.Regards,Scott Miller Originally posted by "Windheim":Nope.

This really harms the ability to refinance or value a property as the public data is not reflective of the deals being done.Are the deals publicly recorded?

I haven't had any luck finding comp data (sales or rents).

If your faith is high enough the other two will be driven by it.

I have no idea but I have seen many surveys that take the time to say all the normal things about who and why the data will be used.John Corey

If statistics matter the data says buying a franchise opportunity has a much greater chance of success and will more likely match what you expected going in.

BUT only SOLD COMPS 6months or less, close to the property, make sure apples to apples ie 3 bed/2bath--3/2 ; sq footage same (close) and close to same year built.5) Work on developing a team-- this will be dynamic at first..a) A good realtor 2) title person--help get comps 3) banker 4) loan personyeh contractors-- Im a general but a have a good eletrical. painter, tile, hvac, group-- maybe you be the general and find good subs--6) TO BE truly successful you MUST start a data base of Buyers and Sellers --KEY --Investors are buyers-- NETWORKING is another giant key.GOOD LUCK , get excited when you get discourage--thats a hill you just climbed over --that much closer to you GOAL....

Rents are market driven so no, I don't think rents will be going up every year in the future.

The APOD - Annual Property Operating Data will show all the income and expenses for the property month by month.

So, I look back to 1999 or 2000 and try to find some data point.