RM’s are Insured by HUD, therefore the HUDguidelines......for at least the first 180 days, the property must sell for 95% of appraisal for the lender to be reimbursed by HUD....24 CFR 206.125Typically, the lender will order an appraisal prior to listing the property for sale.  

I’m looking in the Southern NH area and I’m finding more properties that seem to work as owner occupied compared to straight rentals. 

If this group of tenants moved in 5 years ago, compare the gallonage of water used  with what was used before they arrived. 

One comment I notice on my reports says "The balances on your accounts are too high compared to loan amounts." 

I've invested in/renovated a number of single family properties in the suburbs of Philadelphia (Mainline), with values ranging from $400k-$1.3m and decided to tackle a significantly larger project 6 months ago; comps were incredible with high sale prices and very low days-on-market, it looked like a home run.The loan is under an LLC but with a personal guarantee; the renovations are complete and the house is beautiful, but the market has been unbelievably slow compared to the previous 3 years, on which our financials were based. 

We bought a house and closing docs were signed off on the Friday prior to Labor Day. 

I was comparing apples to apples but apparently an LLC through another business avenue is treated differently than RE.

The prices seems good (I hear a lot of people saying its over-valued but when comparing to CA prices, it seems much better and affordable). 

Begin the process about 6 weeks prior.

Design a uniform Request For Quote (RFQ) worksheet so the contractors can compare apples to apples.