If you buy term and invest the difference your risk-adjusted returns should be superior to what you get with securities-based products attached to your policy.

Thank you all for the feedback. 2 questions:1) With respect to the $100 per door rule of thumb, it helps to know but this number can be easily manipulated by adjusting the down payment.

This real need be adjusted according to exit value amounts and market conditions.

What the lease says might be irrelevant if the lease is not adjusted to the State LL-tenant law.....

Especially if the landlord pays the gas bill and the property is in a colder climate.2.

But that's in the current economic climate.

The only problem we've had is their adjustment to us not taking care of them like mom and dad.

I then adjust the comp properties to what they would have sold like had they been in exact comparison with the subject property which then returns a range.

Upon looking over a copy, appraiser gave NO credit for all of the work that had been done and I had no luck getting it adjusted/amended.Long story short, I still made $$$ on the property, but will attempt to be at all appraisals on my flips to try and keep this from happening again!

PS this is my attitude adjuster