Ahh, there's the rub.Real estate, in general, does well over a long time horizon, but that does not mean that individual circumstances don't overcome the general.

My only other property is a neglected, vacant property next door to my triplex that I purchased from the city for $3K with the intention of fixing.

The City and County owns alot homes with different circumstances. 

I would not under any circumstance imply or say that somehow you'll be involved or responsible for separating who is paying and who is not....'

@Derek Olmschenk based on those circumstances then you should look to commercial loans. 

Credit cards are a slippery slope the more you have you tend to neglect or overspend in some areas and it's hard to recover (personal experience).

It's all personal preference and life circumstance that allows you to complete the rehab yourself or bring someone else on board to complete. 

I have a decent savings for now, but I'm having trouble finding a lender who will consider lending to me under these circumstances.

That means the pet rent is pure profit, except in very rare circumstances. 

First, while we are sympathetic that you and others have had to deal with these types of burdensome circumstance, the fact remains that our officers cannot make the decision as to who is rightfully allowed to possess the property.