Hey @Brett Schmidt, that's interesting, I haven't heard of a 20-year loan program like that.  

Most of our carriers are asking for a Lead Safe certification.  

This is about half of Fannie Mae’s previous allocation.The second major change, according to Aly Yale of Motley Fool, is that: “The new standards will require borrowers to go through the GSE’s Desktop Underwriter (DU) program...All second home and investment-backed loans will need to receive an Approve/Eligible recommendation through this program and have their loan delivered as an official DU loan in order to qualify.

It doesn't make sense to me as FHA is a federal program

Hey @Justin Coulson, there is a program called Podio that is a great tool.

Fellow Illinois landlords, the following is a link to a rental payment assistance program that just opened for housing providers/landlords.

Since you're a 1st time home buyer, have you checked into the first time home buyer down payment assistance programs that TN and AL offer?

Currently, I am not going to college, and this is where it gets trickyShould I go to college and get a degree, if notShould I get certifications at Baruch College that are for the Real Estate industry Or should I focus on meeting successful real estate investors, bankers, attorneys, brokers, and paying for mentorships, courses, books?

The way you construct the building, how high it is elevated, what is in the lower levels, does it have flood mitigations like breakaway panels, etc. all will impact the eventual rate for the Flood Insurance in the National Flood Insurance Program (NFIP).  

There are programs up to 80%, 30 year fixed loans for ITIN and NPRA borrowers, but you're going to run higher rates.