Then inspect and charge.They are required to leave the house as if it did not have a dog in it, to make you whole, so make them understand you will make them pay for this as the damage occurs and you will fix it over and over at their cost if need be. 

If you're holding for 10 years, Nashville's density will only keep going along with the development occurring and slated for the future.

Water leaks aren't really related, but if the damage occurs in an area that was earthquake damaged already (separated pipes, cracked drywall, etc) you could kill two birds with one stone.

At the time buying multiple properties just didn't occur to us. 

These are the conservative measures I am taking on all of my analysis and hope that it gives me a decent cushion to be able to withstand any unknowns that occur. 

One thing that would have changed the dynamic for me would have been an employer match, but as you discuss that does not apply in your situation - those matches often occur only in a tax-deferred 401(k).

Just be sure you ask any type of professional you use the amount they are charging for each new situation that occurs.

The property is just now finally being rebuilt after a terrible arrangement of issues that occurred between my insurance and the county...

Complete this section only if there is a period, after the year 2008, when neither you nor your spouse (or your former spouse) used the property as a main home, and that period of non-use occurred during the 5-year period prior to the date of sale and before the time when you or your spouse (or your former spouse) used the property as a main home.* Otherwise, skip to Section C.

Call his bluff, first ask when these fees occurred, then once you have that information Ask for bank statements that show the transfer of the security deposit from the security deposit account to the main account to “pay” for late fees.