HAHA, i actually did.

There are actually quite a few properties in FtCo that the city allows "primary' short-term rentals, meaning it's your primary residence and you can rent it for up to 90 days per year, but who actually wants to Airbnb their own house that much?

Make sure you actually have enough quality guests and content to produce a podcast.

When your skill set matches their needs and you can actually deliver, the opportunity will be golden! 

I’ve read many different threads and discussions on here and I just want to sincerely thank EVERYONE on the site for all of their input because there’s no better teacher than actually life experiences and that is what BP seems to be based on.

I just purchased my first buy and hold investment (from another BP member actually).

I'm an active multifamily investor in Old Louisville and believe I actually sold your wife that 4-plex back in 2012. 

Actually i only have his email.

Hey Tate, here's what my commercial lender @ US Bank uses for pro forma debt coverage calculations if he doesn't have 2 years and YTD historical data (basically, seller's schedule E's)Vacancy: 10% of gross rents, unless there is sufficient market data at the bank's disposal to justify lower vacancy rates for the type of asset in question, OR detailed historical vacancy data from seller.Management: 3% gross rents or actuals, whichever is higher, with property management agreement provided to close.Cash Reserves: 3% of gross rentsTaxes: Actual data used.Insurance: 3% of gross rents, or as shown by insurance policy.Operating reserve: 20% - 25% depending on the type of asset and amount of historical data provided.

Something about since he's only a Trustee, and not the actual Trust holder, that there seems to be the confusion.